Gene J Heino is a dedicated Portfoliio Manager for client accounts of KFICO. Gene is a Chartered Financial Consultant (ChFC) and a Chartered Life Underwriter (CLU). Gene graduated from Northern Illinois University with a BS in Marketing and a Masters Degree in Business Administration. He has been in the insurance and investment business since 1983. He is a very experienced and dedicated investment Advisor Representative. Client needs always come first, as he helps design a proper investment portfolio for a client. Depending on the goals and objective of each client, Gene has an unsurpassed ability to make sure any recommendations are suitable and appropriate for their needs. Gene is also President of Gene Heino Inc. Insurance Services, to help clients with their insurance needs.